Korala Associates Limited: Difference between revisions
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'''KAL''' is a company that creates [[List of companies involved with ATMs|ATM software]] for bank ATMs, self-service kiosks, and bank branch networks. KAL products are Windows-compliant and conform to the XFS standard.<ref>{{Cite web | title=Introduction to KAL Software Engineering in Edinburgh | url=http://www.kal.com/ | archive-url=https://web.archive.org/web/19980415063536/http://www.kal.com:80/ | access-date=2025-11-24 | archive-date=1998-04-15}}</ref>{{Self-published inline|date=August 2020}} KAL is second most supplier of multivendor ATM software.<ref>{{Cite web|url=https://www.rbrlondon.com/reports/atmsw|title=Retail Banking Research - ATM Software 2016|website=www.rbrlondon.com}}</ref> KAL supplies its software to banks including China Construction Bank, [[Citibank]] and [[UniCredit]].<ref>{{cite web| url = http://www.scotsman.com/business/tech-firm-kal-clinches-163-20m-atm-contract-with-italy-s-unicredit-1-1369907| url-status = dead| archive-url = https://web.archive.org/web/20160312140211/http://www.scotsman.com/business/tech-firm-kal-clinches-163-20m-atm-contract-with-italy-s-unicredit-1-1369907| archive-date = 2016-03-12| title = Tech firm KAL clinches £20m ATM contract with Italy's UniCredit - The Scotsman}}</ref> | '''KAL''' is a company that creates [[List of companies involved with ATMs|ATM software]] for bank ATMs, self-service kiosks, and bank branch networks. KAL products are Windows-compliant and conform to the XFS standard.<ref>{{Cite web | title=Introduction to KAL Software Engineering in Edinburgh | url=http://www.kal.com/ | archive-url=https://web.archive.org/web/19980415063536/http://www.kal.com:80/ | access-date=2025-11-24 | archive-date=1998-04-15}}</ref>{{Self-published inline|date=August 2020}} KAL is second most supplier of multivendor ATM software.<ref>{{Cite web|url=https://www.rbrlondon.com/reports/atmsw|title=Retail Banking Research - ATM Software 2016|website=www.rbrlondon.com}}</ref> KAL supplies its software to banks including China Construction Bank, [[Citibank]] and [[UniCredit]].<ref>{{cite web| url = http://www.scotsman.com/business/tech-firm-kal-clinches-163-20m-atm-contract-with-italy-s-unicredit-1-1369907| url-status = dead| archive-url = https://web.archive.org/web/20160312140211/http://www.scotsman.com/business/tech-firm-kal-clinches-163-20m-atm-contract-with-italy-s-unicredit-1-1369907| archive-date = 2016-03-12| title = Tech firm KAL clinches £20m ATM contract with Italy's UniCredit - The Scotsman}}</ref> | ||
Latest revision as of 03:35, 1 October 2026
KAL is a company that creates ATM software for bank ATMs, self-service kiosks, and bank branch networks. KAL products are Windows-compliant and conform to the XFS standard.[1]Template:Self-published inline KAL is second most supplier of multivendor ATM software.[2] KAL supplies its software to banks including China Construction Bank, Citibank and UniCredit.[3]
History
The company was established in 1989 by Dr. Aravinda Korala;[4] hence Korala Associates Limited. KAL is headquartered in Edinburgh, Scotland. KAL also has office locations elsewhere in the UK, plus in the US, Europe, India, China, Japan, Malaysia and Australia. In 2011 KAL won the Queen's Award for Enterprise in the International Trade category.[5]
Products
KAL's major product is self-service software for ATMs and kiosks. In 2012, KAL developed the RTM[6] (Retail Teller Machine). The RTM dispenses vouchers instead of cash[7] meaning banks can operate in previously inaccessible areas while still offering the features of an ATM.[8] KAL was the first ATM software company to combine its products with Microsoft Windows 8 one week after the new operating system was officially launched by Microsoft in November 2012.[9]
Industry standards and organisations
KAL is a member of the ATM and self-service industry and belongs to the following industry associations and standards:
- Product suite conformed to the WOSA 1.11 industry standard in 1995 (later renamed to XFS in 2000)
- The Payment Card Industry Security Standards Council[10]
- Membership of ATM Industry Association (ATMIA)[11]
References
- ↑ "Introduction to KAL Software Engineering in Edinburgh". http://www.kal.com/.
- ↑ "Retail Banking Research - ATM Software 2016". https://www.rbrlondon.com/reports/atmsw.
- ↑ "Tech firm KAL clinches £20m ATM contract with Italy's UniCredit - The Scotsman". http://www.scotsman.com/business/tech-firm-kal-clinches-163-20m-atm-contract-with-italy-s-unicredit-1-1369907.
- ↑ "Scottish firms claim Queen's Awards". 21 April 2011. http://www.heraldscotland.com/business/company-news/scottish-firms-claim-queens-awards.13380745.
- ↑ "Winners 2011 | the Queen's Awards for Enterprise Magazine". Archived from the original on 2012-11-14. https://web.archive.org/web/20121114030450/http://www.queensawardsmagazine.com/winners2011. Retrieved on 2012-10-09.
- ↑ "RTM Retail Teller Machine | KAL ATM Software". http://rtm.kal.com.
- ↑ "ATMs dispense vouchers instead of cash | Springwise". http://www.springwise.com/financial_services/atms-dispense-vouchers-cash/.
- ↑ http://touchpoint.pk/Newsletter%209%20(Touchpoint%20Partners%20With%20KAL%20To%20Launch%20RTM%20In%20Pakistan).pdf
- ↑ "Archived copy". http://www.scotlandis.com/news/stories/kal_atm_software_first_to_windows_8.
- ↑ "Official PCI Security Standards Council Site - Verify PCI Compliance, Download Data Security and Credit Card Security Standards". https://www.pcisecuritystandards.org/get_involved/member_list.php.
- ↑ "ATM Industry Association Loyal Members". https://www.atmia.com/asia/membership/loyalmembers/.